Terms of Service
Last updated 29 July 2026
These are the terms you agree to by using StitchNArt. They are written to be read once and understood, not to be impressive.
1. What this is
StitchNArt is accounting and billing software provided by StitchNArt, Karachi, Pakistan ("we"), at app.stitchnart.pk and through our Android app. You ("you") use it to keep your own business records.
2. Your account
- You need a working email address, and you are responsible for what happens under your account.
- Sign-in is by a one-time code sent to your email, or with Google. Keep access to that mailbox — it is how you get in.
- You may invite other people to a company and choose what they can see and change. What they do is your responsibility.
- You must be old enough to enter a contract in your country. This is not a service for children.
3. Your data is yours
- You keep all rights to everything you put in. We claim nothing over your records.
- We store and process it only to run the product for you — see the Privacy Policy.
- You can export all of it at any time, and delete it. We do not hold your data hostage, and there is no fee to leave.
4. Trials, plans and payment
- A new company gets a 30-day free trial. No card is required to start.
- One free trial per account.
- Paid plans are billed for the period shown on your plan. Prices are shown before you pay.
- If a subscription lapses, there is a grace period, after which the company becomes read-only — you can still sign in, read everything and export it. We do not delete your data for non-payment.
- Some features are included only in certain plans. Which ones is shown in the app, and a feature you do not have is marked rather than hidden.
5. Deleting your account
You can delete a company from Settings → Data & Backup. We require you to download a full export first. Deletion then waits 30 days, during which the company is read-only and you can cancel and get everything back. After 30 days it is permanent and we cannot recover it.
6. Acceptable use
Do not use StitchNArt to:
- break the law, or keep records of activity that does;
- store other people's personal data you have no right to hold;
- attack, overload, probe or reverse-engineer the service, or try to reach another customer's data;
- resell the service as your own without a written agreement with us.
We may suspend an account that is doing one of these, and will tell you why.
7. Availability, and what we do not promise
- We aim to keep the service running and we take daily backups, but we do not promise uninterrupted availability.
- The software computes from what you enter. It is not a substitute for an accountant, and it does not file your taxes for you. Check your own figures before relying on them.
- Third-party parts (Google sign-in, Google Drive, WhatsApp on your device) are outside our control and can change or stop working.
- Except where the law does not allow it to be limited, our total liability to you is limited to what you paid us in the 12 months before the claim, and we are not liable for indirect or consequential loss. Nothing here limits liability for fraud, or for anything that cannot lawfully be limited.
8. Changes
We may update these terms. If a change materially affects you, we will tell you in the app before it takes effect. Continuing to use the service after that means you accept the new terms.
9. Ending it
- You can stop at any time by deleting your company or simply not renewing.
- We may end an account for a serious or repeated breach of section 6, with notice and with time to export your data, except where immediate action is needed.
10. Law
These terms are governed by the laws of Pakistan, and the courts of Karachi have jurisdiction. This does not remove any protection you have under the mandatory law of your own country.